ENTERPRISE DATA ONTOLOGY — Consumer + Institutional Banking
Level 0: the 11 canonical data domains and how they relate · then each domain decomposed into entities, attributes, and explicit "has / belongs to / governs" relationships · derived from the 45-domain Enterprise Capability Map
Level 0 — All Domains 01 · Party & Customer 02 · Legal Entity & Org 03 · Product & Agreement 04 · Account & Position 05 · Collateral & Asset 06 · Transaction & Payment 07 · Document & Case 08 · Risk 09 · Finance & Accounting 10 · Regulatory & Compliance 11 · Reference & Market
1 M classifies / parents 1 M holds 1 M owns 1 1 governs terms of 1 M is secured by 1 M generates M M raises M 1 feeds exposure to M 1 posts to M 1 aggregates into M 1 aggregates into 1 M raises feeds profile to (1:M) supplies golden reference values to every domain (dashed) Legal Entity & Organization Data Registered legal structures, LEI, group hier Party & Customer Data Who the bank knows — people & organisations Reference & Market Data Shared master & market truth every domain re Product & Agreement Data What is offered — catalogue, pricing, contra Account & Position Data Where value sits — accounts, balances, holdi Collateral & Asset Data What secures exposure — property, pledged as Transaction & Payment Data Movements of value — payments, trades, settl Document & Case Data Evidence & work-items — cases, correspondenc Risk Data Exposure, scoring & loss — credit, market, o Finance & Accounting Data The ledger — journals, profitability, close Regulatory & Compliance Data Obligations discharged — returns, filings, a LEVEL 0 — ENTERPRISE DATA ONTOLOGY The 11 canonical data domains spanning all 45 capability domains, and how they relate Entity (data domain / object) Relationship (verb phrase) Attribute / sub-domain 1 one · M many Illustrative reference architecture · generic archetypes · no institution named Customer_ID Name Demographics Risk Profile Tax Residency Household_ID Beneficial Ownership Relationship Hierarchy Case_ID Screening Result CDD / EDD Level Source of Wealth Consent_ID Channel Purpose Expiry Client_ID Segment Industry Relationship Tier M 1 belongs to 1 M is subject of M M co-occurs with 1 1 specialises into owns Account & Position Data holds Product & Agreement Data is classified under Legal Entity & Organization Data feeds profile to Risk Data Customer Household KYC / Due Diligence Case Consent Corporate Customer PARTY & CUSTOMER DATA Who the bank knows — entities, attributes and belongs-to / has relationships within the domain Entity (data domain / object) Relationship (verb phrase) Attribute / sub-domain 1 one · M many Illustrative reference architecture · generic archetypes · no institution named LEI Legal Name Legal Form Jurisdiction Registration_ID Regulator Registration Date Status Group_ID Control Indicator Ownership % UPI_ID Consolidation Level Cross-Jurisdiction Flag 1 1 is confirmed by 1 M informs M 1 rolls up to classifies Party & Customer Data (Corporate Customer) aggregates exposure into Risk Data supplies structure to Reference & Market Data Legal Entity Registration Record Group Hierarchy Ultimate Parent Entity LEGAL ENTITY & ORGANIZATION DATA Registered legal structures — entities, attributes and belongs-to / has relationships Entity (data domain / object) Relationship (verb phrase) Attribute / sub-domain 1 one · M many Illustrative reference architecture · generic archetypes · no institution named Product_ID Pricing Rule Product Type Eligibility Rule Agreement_ID Effective Date Terms Status Facility_ID Facility Type Covenant Limit 1 M is instantiated as 1 1 specialises into holds (customer side) Party & Customer Data governs terms of Account & Position Data is secured by Collateral & Asset Data Product Agreement / Contract Loan Facility PRODUCT & AGREEMENT DATA What is offered — catalogue, contracts and facilities, and their belongs-to / has relationships Entity (data domain / object) Relationship (verb phrase) Attribute / sub-domain 1 one · M many Illustrative reference architecture · generic archetypes · no institution named Account_No Account Type Status Open Date Balance_ID Available Balance Current Balance As-of Date Position_ID Quantity Instrument Market Value Card_No Card Type Limit Expiry 1 M has 1 M co-exists with 1 1 specialises into owns (customer side) Party & Customer Data governed by Product & Agreement Data generates Transaction & Payment Data Account Balance Holding / Position Card Account ACCOUNT & POSITION DATA Where value sits — accounts, balances and holdings, and their belongs-to / has relationships Entity (data domain / object) Relationship (verb phrase) Attribute / sub-domain 1 one · M many Illustrative reference architecture · generic archetypes · no institution named Collateral_ID Pledge Date Collateral Type Status Property_ID Title Deed Address Valuation_ID Valuer Valuation Date Market Value 1 1 is a 1 M is assessed by secures Product & Agreement Data (Loan Facility) mitigates Risk Data Collateral Property / Asset Valuation Record COLLATERAL & ASSET DATA What secures exposure — property, pledged assets and their valuations Entity (data domain / object) Relationship (verb phrase) Attribute / sub-domain 1 one · M many Illustrative reference architecture · generic archetypes · no institution named Instruction_ID Amount Currency Beneficiary Settlement_ID Rail Value Date Status Deal_ID Counterparty Instrument Trade Date Screening_ID Match Status Disposition 1 1 is settled via M 1 also settles 1 1 is checked by generated by Account & Position Data posts to Finance & Accounting Data feeds exposure to Risk Data raises Document & Case Data Payment Instruction Settlement Record Trade / Deal Screening Result TRANSACTION & PAYMENT DATA Movements of value — payments, trades and settlements, and their belongs-to / has relationships Entity (data domain / object) Relationship (verb phrase) Attribute / sub-domain 1 one · M many Illustrative reference architecture · generic archetypes · no institution named Case_ID Status Case Type Priority Document_ID Format Document Type Retention Date Interaction_ID Timestamp Channel Outcome Comm_ID Template Channel Sent Date 1 M references M 1 is opened via 1 M triggers is raised by Account & Position Data / Transaction & Payment Data / Party & Customer Data Case Document Interaction Communication DOCUMENT & CASE DATA Evidence and work-items — cases, correspondence and interactions across every operational domain Entity (data domain / object) Relationship (verb phrase) Attribute / sub-domain 1 one · M many Illustrative reference architecture · generic archetypes · no institution named Exposure_ID Exposure Type Amount Currency Score_ID Score Date Score Value Model_ID Version Model Type Validation Date Event_ID Event Type Severity Status 1 1 is scored by M 1 is produced by 1 M may trigger fed by Party & Customer / Account / Transaction Data aggregates into Regulatory & Compliance Data raises Document & Case Data Exposure Risk Score / Rating Model Loss / Alert Event RISK DATA Exposure, scoring and loss — credit, market, model and operational risk, and their belongs-to / has relationships Entity (data domain / object) Relationship (verb phrase) Attribute / sub-domain 1 one · M many Illustrative reference architecture · generic archetypes · no institution named GL_Code Currency Ledger Type Balance Journal_ID Credit Debit Posting Date Profitability_ID Revenue Customer / Product Cost 1 M receives M 1 informs posted from Transaction & Payment Data aggregates into Regulatory & Compliance Data Ledger Account Journal Entry Profitability Record FINANCE & ACCOUNTING DATA The ledger — journals, profitability and close, and their belongs-to / has relationships Entity (data domain / object) Relationship (verb phrase) Attribute / sub-domain 1 one · M many Illustrative reference architecture · generic archetypes · no institution named Return_ID Frequency Regulator Due Date Filing_ID Status Submission Date Channel Attestation_ID Sign-off Date Attestor DQ Score 1 1 is produced as 1 1 requires aggregated from Risk Data / Finance & Accounting Data Regulatory Return Filing / Submission Attestation REGULATORY & COMPLIANCE DATA Obligations discharged — returns, filings and attestations, and their belongs-to / has relationships Entity (data domain / object) Relationship (verb phrase) Attribute / sub-domain 1 one · M many Illustrative reference architecture · generic archetypes · no institution named Instrument_ID ISIN Asset Class Currency Counterparty_ID Rating Name Sector Metadata_ID Owner Business Term Lineage Path Partner_ID Partner Type Onboard Date M M co-references with 1 M is documented by 1 1 specialises into supplies golden values to Product / Account / Transaction Data supplies golden values to Legal Entity & Organization Data Instrument Reference Counterparty Reference Metadata / Lineage Record Merchant / Dealer Reference REFERENCE & MARKET DATA Shared master and market truth — the golden-source hub every other domain relies on Entity (data domain / object) Relationship (verb phrase) Attribute / sub-domain 1 one · M many Illustrative reference architecture · generic archetypes · no institution named Illustrative reference architecture · generic archetypes · no institution named · Chen-notation ER: rectangle = entity, diamond = relationship, ellipse = attribute, 1/M = cardinality